Are you a Rideshare Driver for Uber of Lyft?

A-Insurance Agencies Are you a Rideshare driver for Uber or Lyft? If you are . . . are you covered? Every Personal Line Auto Policy has very specific exclusions for delivery of practically anything; food, people or product. To be clear it is designed for personal use, not business-related “livery service” activities. Whether you are delivering pizza, or Uber Eats, or you are a Lyft … Continue reading Are you a Rideshare Driver for Uber of Lyft?

Life Insurance: Have you had “The Talk?”

Within the past ten months, there have been eight deaths of people whom I personally know or know their families. This is not counting those over the age of 65, as there are many more in the community who have passed away. I want to focus on the 18-45 years of age who were killed in an accident or from illness. I have personally spoken … Continue reading Life Insurance: Have you had “The Talk?”

Is Your Home Covered if There is Damage by an Earthquake?

Is your home covered if there is damage by an earthquake? Unless you have a specific endorsement or an earthquake policy the answer is NO! I am often asked if I have EARTHQUAKE coverage on my home and even on my business and the answer is YES. If you have any equity in your home, it could be gone in even a small earthquake. For … Continue reading Is Your Home Covered if There is Damage by an Earthquake?

Things that make you crazy after an accident! Auto Insurance 101

A-Insurance Agencies 1. Finding out something is not covered by your policy: Two of the biggest issues after even a basic auto accident are Towing/Emergency Roadside Service and Rental Car Reimbursement while your vehicle is being repaired. Neither of these coverages are expensive, but since they are not required on an auto policy people often don’t add the coverage and don’t realize it until they … Continue reading Things that make you crazy after an accident! Auto Insurance 101

A Insurance Sewer Backup – “It” Happens more than you think!

When you shop for Insurance for your home, it’s good to anticipate all of the headaches that can go along with homeownership. One of the nastiest you may face is a sewer backup. The potential for damage from sewer backups is something everyone should consider. When sewage flows into your home, it can cause thousands of dollars in damage. The Insurance Information Institute says that typical … Continue reading A Insurance Sewer Backup – “It” Happens more than you think!

How Does Remodeling My House Affect My Insurance?

Envision your house transformed into a welcoming space with fresh updates and extra room for the things you enjoy. With a remodeling project you can open up walls, add lighting, or upgrade the flooring to create a stylish look and improve the efficiency of your home. Renovating your home can be exciting and overwhelming, and the last thing you may consider during the process is … Continue reading How Does Remodeling My House Affect My Insurance?

A Insurance Agency-Owning a Home Safe and what to store in it

If you don’t own a home safe, it might be time to make the purchase. Not only can they help reduce the risk of theft of valuables or family heirlooms, they can also protect special documents. A home safe is priceless when the unexpected occurs. Documents and valuables can be kept out of harm’s way should you ever experience a home fire or burglary. These … Continue reading A Insurance Agency-Owning a Home Safe and what to store in it

Public works

Conservation Tips- To follow the weekly lawn watering guide visit Please refer to the city website for road construction updates. Lawn Care and Storm Water Pollution When mowing, be sure your grass clippings don’t end up in the street, sidewalk or driveway where they can be blown or washed into storm drains. The best way to prevent this is to sweep up and … Continue reading Public works

A Insurance – Home Emergencies

What would you do if your home was destroyed by a fire, or one of your water pipes burst while you were on vacation, or a burglar stole valuable items from your home?  You can’t prepare for everything, but planning for the unexpected when dealing with property claims could make these situations easier to handle.  Below are some things to consider before a loss happens:  … Continue reading A Insurance – Home Emergencies

The Blessings & Challenges of Motherhood

While I was growing up, I was often asked by adults, “What do you want to be when you grow up?” My answer was always the same, I wanted to be a mom. Even in high school when all my friends were dreaming of becoming nurses or teachers or many other awesome things, I struggled finding a direction because being a mom had always been … Continue reading The Blessings & Challenges of Motherhood

Distracted Driving A-Insurance

  As technology’s presence grows in our lives – and in our vehicles – it’s becoming easier to be distracted while we’re driving. There are three main types of distraction while driving: visual, manual and cognitive. Texting is one of the most obvious and dangerous types of distraction because it combines all three.  STATISTICS:  More than nine people are killed and more than 1,153 people … Continue reading Distracted Driving A-Insurance

What’s your Earthquake protection?

Every Homeowners policy has an “Earth Movement” exclusion, which means damage from an earthquake is excluded on your home policy. The state of Utah has more fault lines than most of us realize, and when the big one comes are you covered? In 2015, a study predicted that when the big one comes, 84,000 households are expected to be displaced with 53,000 people seeking shelter … Continue reading What’s your Earthquake protection?